The Budget Clinic is a free website of UK money tools. It helps you see where your money goes and what to do about it: from take-home pay and budgets to food shopping, debt and saving.
What makes it different
- Every result shows its working. You can see each tax band, each month of interest and each line of your budget, not just a final number.
- Built for the UK. Scottish tax bands, all five student loan plans, and the schemes UK households can claim.
- Your figures stay with you. What you type into the calculators is saved only in your own browser. It isn't sent to us or anyone else.
- Kept up to date. Rates are checked each April and after every Budget.
A guide, not advice
The calculators and articles are general information to help you understand your options. They aren't financial advice. For help with debt, benefits or big money decisions, the free services on our useful links page are a good place to start.