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New or existing mortgages

Mortgage overpayment calculator

Start from a new mortgage or from what you pay now, then see month by month how overpaying cuts your interest and brings your mortgage-free date forward.

Mortgage term
Repayment type
Overpayments
Paid with your first payment. Most fixed-rate deals let you overpay up to 10% of the balance each year without a charge.
Mortgage check-up

Your monthly payment

£0

    Take your report with you

    Summary

    Interest is charged monthly on the outstanding balance, as UK lenders calculate it.

    Payment statement

    Click a year to see each month.