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Tax year 2026/27

Take-home pay calculator

See what actually lands in your account after income tax, National Insurance, student loan and pension, with every step of the sum shown.

Your pay

Is that per year or per month?
Where do you live?
The total going into your pension from your pay, as a % of salary. Leave out your employer's share.
Not sure? Most workplace schemes are net pay or salary sacrifice. Your payslip will say.
Student loans
Plan 2 if you started in England or Wales 2012–2023. Plan 5 if you started in England from August 2023.
Take-home pay2026/27

Your take-home pay

£0

    Plan a budget with this take-home pay

    The working