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Your way out of debt

Debt payoff planner

List what you owe and how much you can pay each month. We'll show the fastest, cheapest order to clear it and the date you'll be debt-free.

Your debts

These are example debts. Replace them with yours.

Find the balance, APR and minimum payment on your latest statement or banking app. For a 0% deal, enter 0.

Which order?
Highest interest first (the "avalanche") saves the most money. Smallest balance first (the "snowball") clears debts sooner, which some people find more motivating.
Debt check-up

You'll be debt-free by

—

    Order you'll clear them

      Take your plan with you

      Compare the options

      Same monthly budget, different order. "Minimums only" pays each debt's minimum and nothing more.

      Year by year

      What you'll still owe on each debt at the end of each year with your chosen order.

      Struggling to keep up?Free, confidential help is available from debt charities like StepChange, National Debtline and Citizens Advice. They can talk to lenders for you. See free advice services